Last Updated: 8/1/2026
PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE. BY USING THIS WEBSITE, YOU AGREE TO THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS, DO NOT USE THIS WEBSITE.
We reserve the right to revise these Terms and Conditions or any portion of them at any time, without notice, by updating this posting. You are bound by any revisions and should periodically visit this page to review the current Terms and Conditions that apply to your use of our website. If you violate any of these Terms and Conditions, your permission to use the content contained in our website automatically terminates and you must immediately destroy any copies you have made of the content.
This website is provided by R.W. Fernstrum & Company and may be used for informational purposes only. Throughout these Terms and Conditions, the words “we”, “us”, and “our” refer to R.W. Fernstrum & Company.
Copyright 2026 R.W. Fernstrum & Company. All rights reserved.
All of the trademarks, service marks and logos displayed on this website are registered and unregistered trademarks of R.W. Fernstrum & Company or third-parties who have licensed their trademarks to R.W. Fernstrum & Company. This website and the information that it contains (“Content”) is the property of R.W. Fernstrum & Company, its affiliates and licensors, and is protected from unauthorized copying and dissemination by United States copyright law, trademark law, international conventions, and other intellectual property laws. You are only permitted to use this website and its content as expressly authorized by R.W. Fernstrum & Company. Nothing contained herein transfers any express or implied right, title or interest in the website or its content to you.
You may download, view, copy and print content from our website, subject to the following:
Except as provided above, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit, frame, mirror on another web service, use any meta tags, inline any graphics or distribute any content from our website in whole or in part without the prior written permission of R.W. Fernstrum & Company. Any rights not expressly granted herein are reserved. Nothing on this website shall be construed as conferring any license under any of R.W. Fernstrum & Company’s or any third-party’s intellectual property rights, whether by estoppel, implication, or otherwise. R.W. Fernstrum & Company prohibits the use of any R.W. Fernstrum & Company trademark, or any related graphic, as a “hot link” or “hyperlink” to any website unless expressly approved by R.W. Fernstrum & Company.
Links to third-party websites on our website are provided solely as a convenience to you. When you use these links, you will leave our website. By providing these links, we are not endorsing, adopting or agreeing with any of the content of the linked sites or the products or services of that third-party. We do not review or control the content of third-party websites and that content is not part of our website. We expressly disclaim any responsibility for the content of any third-party websites linked to our website or the products or services of that third-party. We do not make any representations regarding the content or accuracy of materials on third-party websites or the products or services of third-parties.
R.W. Fernstrum & Company does not warrant that its web-site will operate error-free or that its web-site and its server are free of computer viruses and other harmful components. If your use of our website or the content results in the need for servicing or replacing equipment or data, R.W. Fernstrum & Company is not responsible for those costs.
YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR WEBSITE. THIS WEBSITE AND ITS CONTENT, INCLUDING PRODUCT SPECIFICATIONS, ARE PROVIDED ‘AS IS’ WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTIES’ RIGHTS OR FITNESS FOR A PARTICULAR PURPOSE. R.W. Fernstrum & Company MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT, SERVICES, SOFTWARE TEXT, GRAPHICS AND LINKS ON ITS WEBSITE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
UNDER NO CIRCUMSTANCES SHALL R.W. Fernstrum & Company BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, EXEMPLARY, MULTIPLE OR OTHER INDIRECT DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF OR RELIANCE ON THIS WEBSITE, ANY WEBSITES LINKED TO THIS WEBSITE, OR THE CONTENT CONTAINED ON ANY OR ALL SUCH WEBSITES, OR ANY CLAIM ATTRIBUTABLE TO ERRORS, OMISSIONS, OR OTHER INACCURACIES ON THIS WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT R.W. Fernstrum & Company HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
This website is controlled and operated in whole or in part by R.W. Fernstrum & Company from its offices within the United States of America. The website serves visitors from Canada, the EU, and California, and attempts to comply with the privacy regulations and guidelines in those regions.
By using this website, you agree to defend, indemnify and hold harmless R.W. Fernstrum & Company, its subsidiaries, affiliates, officers, directors, employees and agents, from and against any claims, actions or demands, losses, liabilities, and all costs and expenses of defense, including, without limitation, reasonable legal and accounting fees, alleging or resulting from your use of the content (including software) or your breach of these Terms and Conditions.
These Terms and Conditions represent the entire agreement between you and R.W. Fernstrum & Company relating to the subject matter herein and shall not be modified except by R.W. Fernstrum & Company by updating this posting as provided herein or through a written document signed by both parties.
If any provision of these Terms and Conditions is held invalid or unenforceable by any court of competent jurisdiction, that provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions. R.W. Fernstrum & Company may, at its sole discretion and without notice, revise such invalid or unenforceable provision of these Terms and Conditions with a valid and enforceable provision that will achieve, to the extent possible, the economic, business and other purposes of such invalid or unenforceable provision, by updating this posting.
These Terms and Conditions are governed by and shall be construed in accordance with the laws of the State of Michigan or United States of America, notwithstanding any principles of conflicts of laws. You agree that any legal action or proceeding between R.W. Fernstrum & Company and you for any purpose concerning these Terms and Conditions or the parties’ obligations hereunder shall be brought exclusively in a federal or state court of competent jurisdiction sitting in the State of Michigan, and all parties waive any objection to the personal jurisdiction or venue in such courts.
R.W. Fernstrum & Company reserves the right to make changes to the Terms of Use at it’s discretion. Your continued usage of the website after the Terms of Use have been updated constitutes your acceptance. Changes to the Terms of Use will be indicated by the “Last Updated” date at the top of this page.
By accessing this website, you agree to all of these Terms and Conditions and to comply with all applicable rules and regulations, including, without limitation, U.S. export and re-export laws and regulations regarding the transmission of technical data exported from the United States or the country in which you reside. You acknowledge that you have read and understand these Terms and Conditions and that these Terms and Conditions have the same force and effect as a signed document.
If you have any questions about our Terms and Conditions of Use, please use the Contact page. For information about our Privacy Policy, please see our Privacy Policy page.
